Fast Digital Loans
for Kenya
Access instant credit through our mobile app. Quick approvals, competitive rates, and flexible repayment terms designed for the Kenyan market.
Why Choose MKULIMAPAY?
Experience the future of digital lending in Kenya with our innovative platform
Instant Processing
Get loan approvals in minutes, not days. Our AI-powered system processes applications 24/7.
Secure & Safe
Your data is protected with bank-level security. Licensed and regulated by Kenyan financial authorities.
Mobile First
Designed for your smartphone. Apply, manage, and repay loans entirely through our mobile app.
Our Lending Solutions
Tailored financial products for every need
Personal Loans
Quick personal loans from KES 1,000 to KES 100,000 with flexible repayment terms.
- Up to KES 100,000
- 91 - 180 days repayment
- Competitive rates
Business Loans
Grow your business with our tailored business financing solutions.
- Up to KES 500,000
- 91 - 180 days repayment
- Business support
Emergency Loans
Quick access to funds for unexpected expenses and emergencies.
- Instant approval
- Same-day disbursement
- 24/7 availability
Leading Digital Finance in Kenya
MKULIMAPAY CREDIT LIMITED is at the forefront of Kenya's digital financial revolution. We leverage cutting-edge technology to provide accessible, transparent, and affordable credit solutions.
Licensed by the Central Bank of Kenya and committed to financial inclusion, we're bridging the gap between traditional banking and the digital future.
Regulatory Compliance
Fully licensed and regulated by Kenyan authorities
Financial Inclusion
Serving underbanked communities across Kenya
Innovation Focus
Continuous improvement of our digital platform
Download Our App
Get instant access to loans, manage your account, and build your credit score.
Get in Touch
Have questions? We're here to help you succeed
Call Us
Customer Support
+254 207 905 940
Monday to Sunday: 8am - 5pm
Email Us
General Inquiries
cs.rahapesa.ios@mkulimapay.co.ke
cs.rahapesa.android@mkulimapay.co.ke
Response within 24hrs
Visit Us
Head Office
Nairobi, Kenya
Monday to Friday: 8am - 5pm